Annuities help you invest in a secure future.

Which type of annuity is an investment for you?

How do annuities work?

Annuities are the main way of turning a pot of cash into an income stream. In very simple terms, they work like a life insurance policy in reverse—you pay them a lump sum upfront, then they pay you regularly until you pass away.

What are the risks involved?

There are two specific types of risk with annuities. The first is the risk that you pass away early and don’t receive as much money back as you paid upfront. This is a risk you’ll need to consider when purchasing an annuity.

Should you invest in an annuity?

Whether annuities may be for you and what level of risk is appropriate will depend on your financial circumstances. You’ll also need to carefully consider the tax implications, particularly if you want to retire early.

Considering an investment in an annuity? Contact us to discuss your options.